probably notAfter a serious truck accident, it’s tempting to think you can handle the claim yourself. You gather your medical records, file a report, and wait for the insurance company to make an offer. After all, how hard can it be?
But truck accidents aren’t fender benders. They’re high-stakes collisions involving commercial carriers, federal regulations, and corporate defense teams trained to protect their bottom line. If you try to navigate this alone, you’re stepping into a legal minefield—and the odds aren’t in your favor.
Here’s why DIY claims rarely work in truck accident cases, and why hiring a qualified truck accident attorney is the smartest move you can make.
Multiple Parties, Multiple Defenses
In a typical car accident, liability usually comes down to one or two drivers. But in a truck crash, responsibility can be spread across a web of entities:
- The truck driver
- The trucking company
- The cargo loader
- The maintenance provider
- The manufacturer of defective parts
- The broker or contractor who arranged the shipment
Each party may have its own insurance policy, legal team, and strategy for deflecting blame. If you don’t know how to identify and pursue each one, you risk leaving money on the table—or worse, losing your case entirely.
A seasoned truck accident attorney knows how to untangle this complexity. They investigate every angle, subpoena records, and build a case that holds all liable parties accountable.
Federal Regulations You’ve Never Heard Of
Commercial trucks are governed by strict federal laws under the Federal Motor Carrier Safety Administration (FMCSA). These regulations cover everything from driver hours and drug testing to vehicle maintenance and cargo securement.
Violations of these rules can be powerful evidence of negligence—but only if you know where to look.
Most self-represented victims don’t even know these regulations exist, let alone how to access logbooks, black box data, or inspection reports. That’s where a truck accident attorney becomes indispensable. They understand the FMCSA framework and know how to use it to strengthen your claim.
Insurance Companies Play Hardball
When you file a claim against a trucking company, you’re not dealing with a friendly neighborhood adjuster. You’re up against corporate insurers with deep pockets and aggressive legal teams.
They’ll delay, deny, and dispute your injuries. They’ll question your medical records, challenge your version of events, and offer lowball settlements that barely cover your hospital bills.
Without legal representation, you’re negotiating from a position of weakness. But with a truck accident attorney—especially one with a reputation like Moseley Collins Law—you shift the balance. You send a message that you’re serious, prepared, and willing to fight for full compensation.
Evidence Disappears Fast
Truck accident scenes are chaotic. Skid marks fade. Dashcam footage gets overwritten. Witnesses move on. And the trucking company? They’re already working to protect themselves.
Within hours of a crash, they’ll dispatch investigators, secure vehicle data, and begin building a defense. If you wait too long—or try to handle things solo—you may lose access to critical evidence.
Truck accident attorneys know how to act fast. They preserve the scene, issue legal holds, and gather the documentation needed to prove fault. Without that, your claim may collapse before it even begins.
You Don’t Know What Your Case Is Worth
One of the biggest mistakes self-represented victims make is undervaluing their claim. They focus on immediate medical bills and ignore long-term costs like:
- Future surgeries
- Rehabilitation
- Lost earning potential
- Emotional trauma
- Pain and suffering
- Permanent disability
A skilled truck accident attorney works with medical experts, economists, and life care planners to calculate damages that reflect the full impact of the crash. They don’t settle for quick payouts—they fight for justice that lasts.
Moseley Collins Law: Experience That Matters
In California and beyond, Moseley Collins Law has spent over 40 years helping victims of serious injury—including those hurt in devastating truck crashes. Their team understands the legal minefield of trucking litigation and knows how to navigate it with precision.
They’ve taken on powerful defendants, uncovered hidden liability, and secured life-changing compensation for clients who thought they had no options. If you’re searching for a truck accident attorney who combines compassion with courtroom strength, Moseley Collins Law is a name worth knowing.
Conclusion
Truck accidents are legally complex, emotionally draining, and financially devastating. Trying to handle a claim on your own might seem like a way to save money—but it often costs far more in the long run.
If you’ve been injured in a truck crash, don’t gamble with your future. Hire a truck accident attorney who understands the terrain, knows the tactics, and has the experience to win.
Moseley Collins Law
980 9th St 16th floor, Sacramento, CA 95814
(916) 444-4444
