Home

The benefits of news online

A newspaper provides news but updates are not immediately available. For many people, businessmen in particular, minute by minute updates are crucial. Stock brokers have to stay updated with indices of stock markets to take quick decisions. Television provides updates but does not provide analysis quickly. Online news portals in UK provide current breaking news and back it up with analysis from experts. Even as an event unfolds you can see photos, videos, read inside stories and user opinions. No traditional media can offer all the benefits that online news portals offer. The best part is it costs nothing to read news on the computer or mobile.

Quality news online

While television airtime and newspaper space is put on sale for advertisements, news in traditional media varies in quality and quantity. For instance lack of space due to ads on a given day could leave some news stories out. The internet does not suffer from such drawbacks. An online news portal is able to cover local, national, international, business, politics, entertainment and sport news without missing anything. The reader knows what is happening in his city, country and the world at large. This level of information provision is unmatched and the information is for keeps. It is easy for anyone to look up and archive it. News readers can tune in at different times of the day from any part of the world to follow stories of their interests.

The web is able to provide exciting, authentic and current breaking news without a price on computers and handheld devices. You can know your local weather or read up on international political relations as you are traveling without stopping to read. You could also stores updates or cache them for use later. Online news has changed the way news is consumed, for the better.

Business

When to Patent

A patent is not an end to itself. A patent is simply a tool in a commercial strategy. Without being incorporated into a commercial strategy a patent is merely an expensive piece of paper. Furthermore, a patent has a limited term, most often 20 years from the filing date. So, the timing of filing a patent application is important.

Typical commercial strategies involve securing an exclusive market, licensing a patent, and/or attracting investors. The decision to engage in the patent process should be consistent with the contemplated commercial strategies.

The following considerations can help guide a decision to patent.

Imminent Public Disclosure

Filing a patent application is a balance between being first to file and properly supporting and documenting an invention. Best practice is to keep the invention a secret until a patent application is filed. Many patent claims have been held invalid based on an inventor’s own disclosure. Thus, if patent protection is desired, then filing of a patent application is recommended prior to discussing or showing the invention to anyone not bound by confidentiality as explained on https://openlab.citytech.cuny.edu/gotconcept/elon-musks-greatest-inventions/.

Reverse Engineering

Aspects of an invention that cannot be reverse engineered may not need patent protection, and may be maintained as trade secrets. Depending on the commercial strategy for the invention a determination can be made regarding patent protection for aspects that can be reverse engineered.

A New Invention

If a prior art search reveals no previous disclosure of the invention, then a significant barrier to patentability is removed.

An Obvious Invention

If a prior art search reveals a previous disclosure that makes the invention obvious, then obtain a practical answer from the patent professional regarding possible challenges that may be faced during the patent process.

Commercial Success

How much money will the invention bring in? Commercial viability of the invention is paramount in considering to pursue patent protection. A good barometer is an expectation of peak annual revenues of greater than $100000 for the US market.

Commercial Longevity

How long will the invention be relevant? Commercial longevity of the invention is critical. A good barometer is an expectation of peak revenues occurring after 5 years from a patent application filing date.

Attracting Investors

If external investment or financing is an integral part of a commercial strategy then a determination should be made as to whether patent protection would increase the chances of attracting investment or other financing.

Licensing

If a commercial strategy is based on licensing, then a determination should be made as to licensing possibilities and expected revenues. A good barometer is an expectation of peak annual revenues of $30000 from the US market. Patent costs can be defrayed by having a licensee agree to take on all or part of the costs.

Enhanced Reputation

If patenting can result in an increased valuation of a business by its customers or competitors.

Infringing Activity

A patent is an exclusive right that allows the patentee to exclude others from practicing the claimed invention. A patentee does not need the patent to commercialize the invention. Thus, before filing a patent application a determination should be made as to the likelihood of competitors’ copying or infringing activity as you can see from https://blog.chron.com/frugalconfessions/2020/03/how-much-can-you-make-from-patenting-your-idea/ article.

Patent Landscape

If the invention is in a technology area that is filled with existing patents owned by competitor’s, then practicing the invention may require licensing competitor’s patents. Obtaining a patent on the invention may provide a benefit by allowing a cross-licensing opportunity.

Entertainment

Best Streaming Sites

We all love to watch movies. Unfortunately, we can hardly get time to go to cinema. Seeking for the alternatives, what we have today are PC Computers, Smartphones, TV channels, and DVD players. However, DVD players are kind of out dated today. What’s in the trend today is, watching movies online in PC computers and Smartphones.

Ultimately, if you want to watch movies online from any kind of computing device, and also mobile phones you will need a good website that provide quality contents (Free or Premium). Virtual world of internet today is full of clutter, and unacceptable websites. It is quite of time consuming to find out best sites to watch movies online if you don’t have the proper idea. And we are giving our best, in pursuance to provide a list of best free movie sites to watch free movies online both in Free and Payed service.

Best free streaming sites

The websites to watch movies online I am about to list out here are the best Putlocker alternatives, is completely based on their quality services. The quality services of these sites you can count in are HD video contents, Free access, Wide range of categories, and User-friendly interface.

So, You can certainly get into these top best sites to watch movies online. Oh yes, only high quality movies, but you can watch your favorite TV shows as well and of course you can also download movies free from these sites as well. Check out which one feeds your desire better.

Real Estate

What Are the Advantages to Me of Buying on Lease Option?

There are a lot of great reasons to buy a home of your own. Not only does owning your own home mean that you have total privacy (no landlord making inspections) and total control (if you’ve ever had to move because your landlord sold the house you’re renting, you know what I mean), but owning your own home also means that you’re investing in your financial future.

Think about it this way: right now, you’re probably renting. Every month, you work hard to earn the money for your rent. Every month, you give that money to your landlord, who uses it to make the mortgage payment on the house you’re living in. After 30 years, you’ve bought your landlord a free-and-clear property!

On the other hand, if you BOUGHT the same home and made payments on it for 30 years, YOU would be the one who owned the free and clear property.

And how much would your home be worth in 30 years? Well, on the average, home prices in the United States double about every 10 years. So, instead of a worthless pile of rent receipts, you’d have a paid-off home worth as much as FOUR TIMES what you paid for it!

Think of what you could do with all that value–you could sell the home to pay for your retirement or your children’s college education; you could keep living in the house through your old age, then leave it to your kids or grandkids as an inheritance; or you could sell it or refinance it to pay for a dream trip around the world or a retirement home somewhere nice and warm!

So, why don’t you put down this report and go out and buy a home right now? It’s probably because you can’t–at least not by the “traditional” method of going to the bank and qualifying for a mortgage. About 4 out of 10 Americans don’t have the credit or down payment to get a regular mortgage. And that’s where a lease option also called rent to own homes comes in.

When you Lease a home with the Option to Buy, you get the advantage of living in your home now and setting the price now but have several months or years to straighten out your credit or save a down payment to go to the bank.

Also, when you make improvements to the property (like adding a deck, upgrading the bathroom, or landscaping the outside), the VALUE of the property goes up, but THE AMOUNT YOU OWE DOESN’T GO UP. This is called “sweat equity,” and it’s a way to develop a “down payment” on a home through your own labor.

Business

Road Building

Until the appearance of cars and motor vehicles, the roads did not become essential for the functioning of life as we know it today. It is essential to be able to move to any place today and be connected.

The road network of the entire planet is immense. In the United States alone there are more than 6 million kilometers of road that run through one of the main countries in terms of car industry. That is why in a huge amount of roads, proper planning and decision making when building a road are essential.

India is still in development stage when it comes to modern roads and highways infrastructure. Virendra Mhaiskar IRB Infrastructure – leading road construction company in India is building new roads and highways using the latest technology and machinery and their progress is impressive with over 12,000 kilometers already completed.

Without roads, people could not communicate with each other. So building roads must always be done thinking about their functionality and the first objective of the engineer must be to make it safe in order to reduce traffic accidents.

Finance

What is a personal loan?

A personal loan is a type of loan in which the borrowed money is intended to be spent for personal uses. The purpose of borrowing money via a personal loan is to spend the the money for personal uses. As its name suggests, a personal loan is not intended for business purposes such as capitalizing a business, expanding a company, opening a store, or buying a stock.

What are the types of personal loan?

There are four basic types of personal loans in Singapore: a fixed rate personal loan, a variable rate personal loan, a secured personal loan, and an unsecured personal loan. A fixed rate personal loan involves a predetermined interest rate that remains the same for the duration of the loan. The opposite of a fixed rate personal loan is a variable rate personal loan. A variable rate personal loan involves an adjustable interest rate that is dependent on the different movements of the economic index and the various fluctuations in the market prices. A flourishing economy causes the interest rates to fall while a declining economy causes the interest rates to rise.

The difference between a secured personal loan and an unsecured personal loan lies in the presence or the absence of a collateral. A secured personal loan involves the presence of a collateral that serves as the security of the loan. It is an assurance that the lender will still get repaid, in the form of a property or a car, even if the debtor fails to meet his debt obligations. Unlike a secured personal loan, an unsecured personal loan doesn’t involve the pledging of a collateral. Since there are no collateral to secure the loan, the lender is usually very careful when it comes to approving loan applications.

If you are looking for a personal loan in Singapore Crawfort Money Lender is your best choice. You can visit their website to learn more about the company. You will see from numerous client testimonials why they are the leading lending company in Singapore.

Home

Things To Remember While Buying Diamonds

If you are planning to buy an exquisite piece of diamond jewelry for yourself or looking to gift it to someone special, you should also keep in mind certain things before you step into a store to buy it. Being aware about a number of factors will only work in favor of the diamond buyer so as to help him make the right purchasing decision. Although buying diamonds is certainly not that difficult but it always helps if you go to buy it with some knowledge with reference to the quality of diamonds, its value, different types of diamonds available in the market and the current jewelry trends and styles of diamonds prevalent in the markets. There are a number of things to remember while buying that special diamond. Here is a list of factors that one needs to keep in mind:

Know the Cs

It is important to know about the various specifications such as cuts, color, shape, clarity, shine, polish and so on before one goes ahead with their decision to buy a piece of diamond jewelry. Learning about all the 鑽石4c – clarity, cost, cut, color and carat is very crucial since these factors greatly impact the value of the stone. Decide which C is the most important among all the Cs and make a purchasing decision once you know what you are looking for.

Try out various pieces and check details

Today the jewelry market is flooded with diamonds of various shapes, sizes, color and cut. Among the wide range of diamonds, sometimes it becomes difficult to choose just that single piece of diamond that will best suit your requirements. Therefore, try and look on as many diamond jewelry pieces as you can and do check all the details of those pieces.

Enquire price in different stores

After selecting the diamond jewelry piece that you want to buy, it is important that you compare its rate with the prices sought on similar such diamond piece by other sellers. Comparing prices of diamond is important to ensure that you do not end up paying more than the worth of the diamond. While comparing the price, you also need to keep in mind that you cannot judge the value of a diamond which has a certificate against the price of a diamond which is without certificate. Go for the one which not only looks dazzling but also suits your budget.

Exercise caution while checking certificate

Ask for a certified diamond that has been approved and accredited by a reputed laboratory. While doing so, you should be careful to check the name of the laboratory that has approved it since sometimes a certified diamond is available at an unbelievably reasonable price because they are certified by some dubious and not so well-known laboratory.

Different labs issue certificate as per their standards. As a result, the quality of a diamond will differ if it is certified by a reliable and esteemed lab than the one which has been done by a lesser recognized lab. To avoid the confusion, choose the diamond certified by a trustworthy lab since the quality will also be good.

Keeping the above-mentioned points in mind while going to buy diamonds will certainly help you choose the best one for yourself.

Home Services

Engagement photographer

He popped the question and you said – Yes!? The wedding plans have begun and you have become like so many other brides, completely obsessed. No matter where you are or what you are doing you are constantly thinking about your wedding day and all of the things that need to be taken care of before you say “I do”.

Well let’s start with first things first: your Oahu engagement portraits. While there are some people who prefer to skip over this photo op, there are those who have been dreaming about this day for a long time. Engagement portraits capture beautiful moments between the couple that will be enjoyed by family and friends throughout the wedding experience.

Obviously the first step in your Oahu engagement session is the photographer. You want to find Oahu photographers that have the ability to capture all of the beautiful wedding moments from beginning to end. Photographers come in a wide variety of artistic styles, technical abilities, and price ranges. The photographer will be the most important decision of your wedding so make sure you take time in finding the one who will preserve your wedding memories for generations to come. Once you have found your photographer, it is a good idea to use the same photographer to capture your engagement, bridal, rehearsal dinner, wedding and reception photography so everything looks consistent and is of the quality you desire.

Once you have chosen your photographer you will then need to decide what type of engagement portrait you want. Are you looking for fun and playful, calm and casual or deeply romantic? This choice will help you in deciding how you want to be photographed and where you want this engagement session to take place.

Next you and the future hubby are off to pick a perfect place which expresses your love. Here is where the options are endless. Some couples simply pick a place around town which is beautiful, like a garden, park or lake. Then there are other couples who want to be photographed in a specific place meaningful to their relationship such as where they had their first date, a favorite park swing or an ice cream parlor. Other things to consider is the season when you will be photographed and also the time of day. So have fun and get creative!

Now that you have picked the style you are going for and the location, it is time to figure out what to wear. This is where you are the expert so have fun picking out outfits that make you look fabulous. Sometimes it is a good idea to bring a few different options. Be sure to check with your photographer about their engagement portrait requirements. If you can do more than one outfit change then go for it. You will have a larger selection of photographs if you do.

Finance

Should You Get A Startup Loan?

If your business is just getting off the ground, you’re classified as a startup, so if you wanted to get a loan that would be a startup loan. Now that we just stated the obvious, the question becomes, should you get a startup loan? The answer to that is, it depends on your situation and whether or not you even have access to the sort of loan that you need.

The latter is not such a big hurdle these days, particularly when the internet has connected the world to such a tight level that practically nowhere is unreachable. The problem is whether or not the lending options that you would have had are even allowed to help you as far as the laws of your area goes. So it really isn’t that straightforward, unfortunately.

Coming back to the point of whether or not you should get a loan though, there’s a few things that you want to take into consideration.

Do You Even Need It?

Generally speaking, one of the most common ways that people can get capital to start their business is to take out a loan, either through the bank or other lending firms that have exorbitant rates. These days, you can also apply for loans online through the many lending companies all of the place that offer better deals and this is only for the best. However, if you can avoid a loan by financing the business yourself through money that you yourself own, then that would be for the best.

What’s Available In Your Area?

An unfortunate problem for people who want to take out a loan from the many lending avenues that are available these days are restrictions when it comes to where they live. If you live outside of developed countries for example, it can be hard to have access to choices other than banks and brick and mortar lending firms. This could then leave you with the kind of interest rate that eats away at your business and cuts into your profit significantly.

What you could do in Singapore, is to find a way to gain access to the lending companies that have way better business loan Singapore rates either through proxy borrowers or through unconventional arrangements that you and the companies could agree on. It might be more of a hassle, but at least your business won’t be skin and bone.

Can You Handle The Pressure?

Let’s say you did manage to get a startup loan regardless of where it’s from. Even with the lowest rates, there will still be the pressure that comes with having debt. Can you still run your business with that baggage weighing on your mind? If not, you might want to find other avenues of raising capital. Preferably, one that won’t leave you in mountains of debt.

Home Services

Water Fed Pole Window Cleaning

Today, water fed pole window cleaning has become more popular and most people around the globe prefer this type of method to clean windows. This method of water fed pole cleaning actually saves 50% of time normally used by traditional window cleaning. The important element of pole system is the brush and there are different kinds of brush available in the market. The main parts of any brush are the jets that spray water and bristles that keep in contact with the window glass. The jets are of two types: fans and pencils where fan rinse with the brush and pencil move the brush up with the glass.

The bristles should not be flocked, crinkled, and too dense and also bristles vary in length, density and shapes. The first water fed pole that came in the market were made using fiber glass, and today, Window Cleaning Poles are not too expensive and they are comparatively lighter than the older versions of pole. If a person uses ordinary tap water to clean the windows, then it should be properly cleaned to remove all dissolved solids. Water can be purified by two methods: reverse osmosis and deionization where reverse osmosis is suitable for hard water and deionization is used for soft balls.

The other required equipment for window pole cleaning is pump, van or trolley to carry water, and power supply. The pump is required to pour water from the vessel to the window. Van or trolley is required to carry water to the site. The 12 volt power supply is needed to operate the pump. Today, there are numerous good window cleaning suppliers available. It is always good to ask the supplier about the size of the water treatment, height of the pole, and the mode of supply. Also, the chosen pole system should be environment friendly and really efficient.